What is a Cash Advance, Payday Loan?
A payday advance provides you with
an unsecured, short-term cash
advance until your payday. Customers
choose payday advances to cover
small, unexpected expenses while
avoiding costly bounced-check fees
and late payment penalties. With
GlobaCashLoan.com you can apply for
a payday loan online and have your
advance electronically deposited to
your checking or savings account. If
you need an emergency cash loan, and
your next paycheck is just too far
off, then consider getting help in
the form of a payday loan online.
You may have seen a local store in
your area that offers payday loans,
but there's no need to make the trip
and wait in line at a check cashing
store. Now you can get fast cash
advances online using your computer!
The transaction is discreet, simple,
and quick. You simply fill out an
online application, wait for fast
approval, and the money you need is
electronically deposited into your
checking account, usually by next business day! Then, on your next payday,
the money you owe is simply
withdrawn from your account.
Everyone gets into a financial bind
now and then, but online cash
advances can be a big help. With an
instant payday loan, you may be able
to avoid high late fees or NSF fees
on bounced checks.
Do I need collateral to get a payday
advance?
No. Your job and your paycheck are
your collateral.
Can I get a payday advance if I have
bad credit?
Yes, you can. GlobalCashLoan.com
does not check credit.
Can I get a payday advance even if
I've declared bankruptcy?
Yes, you can.
Can I get a payday advance if my
income is solely from Social
Security or a Pension?
No, we are sorry, but we can not
make a loan against retirement
income.
Is there an application fee?
No, you will never be charged an
application fee.
What are the minimum requirements
for approval?
• Currently have a job (or receive
regular income)
• Are 18 years of age or older
• Have checking account or savings
account
What if I have poor credit?
No problem! Unlike many other
financial institutions, we do not
check your credit.
How soon can I receive my cash
advance?
Within 24 hours
What documents do you require for me
to fax in
Absolutely nothing! Our loans are
paperless, and usually require no
faxing.
How do I know if I am approved?
We will contact you by phone or via
e-mail within one hour about the
status of your application during
normal business hours 7am-7pm. For
applications submitted after hours
we will contact you first thing the
next business morning
How do I determine my due date?
All loans are due on your next
payday. The maximum advance term is
30 days. |